Need A Mortgage?
How Can We Help?
After establishing your personal needs and current circumstances I can provide you with advice and recommendations and explain in simple terms the various types of mortgage and options available to you. I work from a panel of mortgage lenders that is representative of the whole market. I will advise you of the most suitable product of this range.
I specialise in
- Remortgages
- Purchases
- Buy to lets
- Commercial mortgages
- Secured loans
The Financial Services Authority does not regulate some forms of Buy to lets, Commercial mortgages and Secured loans.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Who Are We?
Tim Allen Cert PFS FPC - Director
Andrea Allen - Director (unauthorised/non advising)
I have been working in Financial Services for 18 years. I started at Abbey Life Assurance Company in London then became Group Mortgage Manager in a Kent based Estate Agent. I became an IFA specialising in the mortgage market in 1998 and have now formed Phoenix Whitstable Limited as a Mortgage and Life Broker with the help of my wife Andrea.
I work on personal recommendations and have a successful client base of approximately 400. I have simple solutions to most problems with a personal, friendly and efficient service with no fuss and little jargon.
I am always sensitive to your needs and arrange visits in the comfort of your own home at your convenience.
Want Insurance?
How Can We Help?
I can provide you with advice and recommendations on a range of insurance products which can be tailored to your needs including
- Life protection
- Critical illness
- Family income benefit
- Mortgage payment protection insurance
- Income protection
- Buildings and contents
- Private medical insurance
This means I can recommend both the provider and the product that best suits your individual needs and give advice on the consequences of failing to take out these forms of insurance protection.
What Do We Charge ?
Our Charges
Mortgages
There may be a fee for mortgage advice. The precise amount will depend on your circumstances but may range from £150 to £500. Our typical fee is £300.
If we do charge you a fee and your product does not go ahead you will receive a full refund.
Insurances
No fee charged.
Want To Contact Us?
You can get in Contact with us for a no obligation chat by any of the following

By Post
Phoenix Whitstable Limited
Units 123-124 John Wilson Business ParkWhitstable Kent CT5 3QY (map)
| Telephone | | Fax | | Mobile |
01227 770374 |    | 01227 770373 |    | 07967 015317 |
Email
timallen@phoenixwhitstable.co.uk
We look forward to helping you